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Start Late, Finish Rich: A No-Fail Plan for Achieving Financial Freedom at Any Age (Finish Rich Book Series)
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Start Late, Finish Rich: A No-Fail Plan for Achieving Financial Freedom at Any Age (Finish Rich Book Series)

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The seventh book in seven years of the Finish Rich series (two million in print) is aimed at older readers who have neglected their savings. It reads like an infomercial script, brassily positive and unrelentingly motivational. Anyone can finish rich, says Bach (Automatic Millionaire, etc.), if they are willing to "spend less, save more, and make more." The bulk of the book describes a variety of tactics and strategies (many covered in his previous books) for accomplishing these three tasks. Readers of financial help books will have heard many of Bach's ideas before, but he does deliver a lion's share of solid advice in an entertaining format, and, for good measure, he throws in an occasional counterintuitive gem, such as why paying off credit card debt can be "a huge mistake." He also anticipates and overcomes common objections ("dealing with debt doesn't mean putting the rest of your life on hold"), although anyone impolite enough to push back too hard is dismissed: "I have a term for negative people who seem to enjoy raining on other people's parades. I call them 'dream stealers,' and I try to avoid them."
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Product Details
Author:David Bach
Paperback:368 pages
Publisher:Broadway
Publication Date:January 02, 2006
ISBN:0767919475
Package Length:7.7 inches
Package Width:5.2 inches
Package Height:0.9 inches
Package Weight:0.15 pounds
Average Customer Rating: based on 91 reviews

Customer Reviews
Average Customer Review:4.0
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5This book motivated me....  Aug 24, 2008
This book is easy to read and covers a lot of different topics with ideas that can be put to practical use. I am on my second read and this book has motivated me to up my percentage going in to my 401k. So although there's not too much that I wasn't already aware of after reading this book, I feel that reinforcing principles is a good thing and if a book can motivate me enough to take positive action with my financial situation, then it's a book that is well worth reading!!!

5Bach bets you can still strike it rich   Aug 08, 2008
The shelves are full of books on personal finance and retirement. Many cover a familiar list of sound principles: Save, get out of debt, pay down your mortgage, add to your retirement investments and live fully. However, getAbstract finds that David Bach's books are effective in their own distinctive way because of his emphasis on quality of life and simplicity (like using automatic deductions to meet your fiscal goals). Bach's bestsellers have developed a wide following. If he is your preferred financial guru, you will enjoy this guide to a better fiscal future.

1 of 1 found the following review helpful:

5David Bach....  Jun 05, 2008
Hello everyone, first off i have read David's "Automatic Millionaire" and if you want a good book to get you hyped about investing I would read that one first. I just started reading this one and it has some of the same principles except it's guided to accelerating the investing process incase you started investing later on in your life. My personal recommendation is if your kind of interested in investing or you're looking to know the big picture of the different types of investing then David Bach's books are a solid choice for easy reading and comprehension.

10 of 10 found the following review helpful:

5A program to help you get from where you are to a decent retirement   May 18, 2008
David Bach is one of the more successful personal finance gurus who pumps out shelves of books, sells seats at seminars, and so on. He is a brand as much as he is an author. This book focuses on the financial requirements of those who realize they need to get ready for retirement, but they let the clock get too far ahead of them. They are like a batter who falls behind the pitcher, 0-2 and still want to get on base. This book provides a practical and good natured guide and how you can get to retirement somehow, someway, if you are willing to do what is necessary.

Bach presents his material in 23 chapters divided into five parts. He is very clear that Living Rich is more about quality of life than just having more money that you have to be miserable to acquire and never get to use in ways that have any personal meaning for you.

Part One focuses on why you need to start now and why freedom is more important than mere money. Part Two talks about how you can spend less. You know you have to, so why not give you your daily $5 latte and brew your own cup of Joe? He also provides a good system for paying off your credit cards and how to negotiate with your bank and credit card company to lower interest rates and penalties. He also provides sound warnings about those credit counseling companies. Basically, stay away from them. He does provide info on good financial counseling resources and how you can check on them.

Now that you have stopped the bleeding you can go on to Part Three and learn ways to Save More. Bach provides good methods to help you pay yourself first by automatically saving and explains why boring investments are much better than exciting ones when it comes to your financial future. Still, you ability to save is limited by your income, so Part Four helps you focus on a number of ways to make more at your job, at part time opportunities or side businesses that allow you to keep your job, but provide valuable supplementary income.

Part Five is about your quality of life and why your money is really about serving this purpose. Bach also explains why giving and blessing the lives of others is a great way to enhance the quality of your own life.

Reviewed by Craig Matteson, Ann Arbor, MI


0 of 1 found the following review helpful:

5A good financial book for young and old.   Apr 29, 2008
This book has help me in many a different way. I am glad to have found this book in my late twenties. All I want to say is thank you for a wonderful book.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
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